Panama

PanamauniverseProject2026-09-30T01:21:50+00:00

PANAMA RESIDENCY

Permanent Residence
Through a Structured
Investment Route.

Panama offers a range of residence categories for
international applicants. For qualifying investors,
the country provides a dedicated pathway to permanent
residence through investment.

The appropriate residence route should be considered
in relation to the applicant’s circumstances, family
arrangements and wider international plans.

PROGRAMME SNAPSHOT

LOCATION

Panama
Central America · International Business Hub

RESIDENCE

Permanent Residence
Qualified Investor Category

INVESTMENT

Minimum B/.300,000
Qualified Investor investment threshold

Subject to the qualifying investment requirements

WIDER CONSIDERATIONS

International Planning
Family · Investment · Residence · Longer-term plans

QUALIFIED INVESTOR

Investment.
Residence.
Panama.

Panama’s Qualified Investor framework provides a route to permanent residence for eligible international investors who make and maintain a qualifying investment in the country.

The investment must meet the applicable requirements concerning value, ownership, source of funds and supporting documentation.

MINIMUM INVESTMENT

B/.300,000

Minimum qualifying investment under the current Qualified Investor framework, subject to the requirements applicable to the selected investment structure.

SOURCE OF FUNDS

Foreign-Source Capital

The qualifying investment must be made using eligible funds originating from outside Panama, with ownership and traceability appropriately documented.

INVESTMENT STRUCTURE

Direct or Through a Qualifying Entity

The framework can accommodate investment made personally or through a duly constituted legal entity where the applicant’s beneficial ownership and control are established.

RESIDENCE

Permanent Residence Framework

Once the applicable investment and immigration requirements are satisfied, the category provides for permanent residence as a Qualified Investor.

WHY PANAMA

Internationally
Connected.
Distinctly Panama.

Panama occupies a distinctive position between continents and oceans, combining international connectivity with a modern commercial centre and a diverse tropical environment.

CONNECTIVITY

A Strategic International Crossroads

Panama’s geographic position and transport infrastructure connect it with markets across the Americas and beyond.

BUSINESS

An Established Commercial Hub

International trade, logistics and professional services contribute to Panama’s role as a regional centre for internationally oriented activity.

LIFESTYLE

City, Coast & Tropical Environment

Modern urban living sits alongside Pacific and Caribbean coastlines, tropical landscapes and diverse natural environments.

UNIVERSAL ADVISORY

From Investment
Decision to
Residence Strategy.

A Panama residence strategy involves more than meeting
an investment threshold. The investment structure,
immigration requirements, family circumstances and
longer-term objectives should be considered together.

Universal helps create a coordinated framework around
these considerations and, where specialist advice is
required, can coordinate with appropriate professional
advisers.

DISCOVER UNIVERSAL →

DIRECTION

Establish the Appropriate Framework

Begin with the applicant’s objectives, family circumstances and intended investment before determining how a Panama residence strategy should be structured.

COORDINATION

Bring the Relevant Workstreams Together

Coordinate the investment, documentation and immigration workstreams so that the different elements of the process are considered within one coherent plan.

PERSPECTIVE

Plan Beyond the Initial Residence Application

Consider how residence in Panama may interact with family arrangements, investment ownership, international mobility and other longer-term planning considerations.

PRIVATE CONSULTATION

Considering Panama
as Part of Your
International Plans?

Speak with Universal about your objectives, family circumstances and the considerations that may shape a Panama residence strategy.

REQUEST A PRIVATE CONSULTATION →

UNIVERSAL

PANAMA

RESIDENCY ADVISORY

IMPORTANT INFORMATION

Panama residence programmes, qualifying investment requirements, eligibility criteria, application procedures and related regulations may change from time to time. Information on this page is provided for general informational purposes only and should not be regarded as legal, tax, investment or other professional advice.

Individual circumstances should be reviewed before decisions are made. Where specialist or jurisdiction-specific advice is required, Universal can help coordinate with appropriate professional advisers.

CITIZENSHIP BY INVESTMENT

CARIBBEAN

GLOBAL PROGRAMS

RESIDENCY BY INVESTMENT

EUROPE

GLOBAL PROGRAMS

Establish Your Base
in Panama.

Permanent Residence
Through a Structured
Investment Route.

Investment.
Residence.
Panama.

Internationally
Connected.
Distinctly Panama.

From Investment
Decision to
Residence Strategy.

Considering Panama
as Part of Your
International Plans?

A private conversation starts here.

PROGRAMS

ADVISORY

COMPANY

CONNECT

CITIZENSHIP BY INVESTMENT

CARIBBEAN

GLOBAL PROGRAMS

RESIDENCY BY INVESTMENT

EUROPE

GLOBAL PROGRAMS

Establish Your Base in Panama.

Permanent Residence Through a Structured Investment Route.

Investment. Residence. Panama.

Internationally Connected. Distinctly Panama.

From Investment Decision to Residence Strategy.

Considering Panama as Part of Your International Plans?

A private conversation starts here.

PROGRAMS

ADVISORY

COMPANY

CONNECT

Establish Your Base
in Panama.

Permanent Residence
Through a Structured
Investment Route.

Investment.
Residence.
Panama.

Internationally
Connected.
Distinctly Panama.

From Investment
Decision to
Residence Strategy.

Considering Panama
as Part of Your
International Plans?